10 ways we put power in your hands
Don't let the bank control your family's future.
We give you the power to protect your family and home.
VS
Our company
The bank
You have our support
The policy is guaranteed. Your policy is underwritten when you apply
Bank mortgage Protection is underwritten at the
time of claim and there are often declines
You have our support
Plan administrators through the lenders are looking out for their employer’s bottom line
You are in control and specify the beneficiary who is paid the benefit
The bank is in control and get the funds
Your beneficiary chooses how to spend the money as they see fit
The mortgage balance is paid off
You choose the amount and the length of coverage
Coverage amount matches your mortgage balance and lasts for the remaining amortization
You own the policy
The bank owns the policy.
More affordable than mortgage protection.
Often 3 times the price.
You keep your policy even if you move or change lenders
You would need to purchase a new policy with the new lender often at a higher rate as you are older.
Your coverage and cost remains constant throughout the term
Bank coverage decreases as you pay down the mortgage.
We can easily include coverage for additional liabilities at little additional cost
Mortgage protection declines and only covers the outstanding mortgage balance
Insurance customized for you, we layer your coverage to meet your needs at the lowest price!
Term Life Insurance
Provides funds in the case of a premature death. Can be used for repayment of Mortgage.
Disability Insurance
Provides funds to cover expenses should you lose income due to a medical condition.
Critical illness
Provides a lump sum benefit if you suffer a critical medical condition.
Putting the power of mortgage insurance
in your hands
604-377-9595
Contact
We are independent Agents working to help you navigate the world of insurance. We are in this industry to help families and want to be the Insurance experts on your team.